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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good maintenance and best of credit cards

Good maintenance and best of credit cards Reviewed on: 23rd April 2025

Very efficient and everything extremely well explained

Very efficient and everything extremely well explained Reviewed on: 23rd April 2025

building a new credit score

Excellent service, app friendly to use and to access information. Website is very informative and plus interest rate is good for building a credit score Reviewed on: 23rd April 2025

Great good service easy to use good customer service...

Great good service easy to use good customer service good website nice prople Reviewed on: 23rd April 2025

Very easy to use and helpful when needed

Very easy to use and helpful when needed Reviewed on: 23rd April 2025

Great service and product.

Great service and product. Always on hand to answer any questions and always go the extra mile to help. I would highly recommend zopa to my friends and family Reviewed on: 23rd April 2025

I’m very happy with my Zopa credit card and I find t...

I’m very happy with my Zopa credit card and I find the app really easy to use and keep in control of my spending and customer services are really helpful and friendly whenever I have needed to contact them. Reviewed on: 23rd April 2025

Was building my credit after a divorce Zopa been inc...

Was building my credit after a divorce Zopa been incredible Reviewed on: 23rd April 2025

Great, helped me out massively with moving forwards...

Great, helped me out massively with moving forwards in getting back on my feet after getting past my financial breakdown. I would recommend them to everyone. And as I keep on top of my spending and make sure it's paid off every month my limit keeps going up Reviewed on: 23rd April 2025

very prossional team with good customer service

very prossional team with good customer service Reviewed on: 23rd April 2025

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