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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good experience

fantastic, good card, met my expectations Reviewed on: 23rd April 2025

Have been really helpful with borrowing etc.

Have been really helpful with borrowing etc.. very easy to use their App and when speaking to someone they are really helpful Reviewed on: 23rd April 2025

It is very good and helpful for me

It is very good and helpful for me Reviewed on: 23rd April 2025

Credit card

The experience is good and the limit is good with the low interest Reviewed on: 23rd April 2025

Happy with the service.

Happy with the service. I have had a good experience with the company. Reviewed on: 23rd April 2025

Professional

Professional and friendly . thanks Reviewed on: 23rd April 2025

Zopa was there when I needed help it reasonable with...

Zopa was there when I needed help it reasonable with it credit and rates Reviewed on: 23rd April 2025

Easy to talk and customer service

Easy to talk to and customer service Reviewed on: 23rd April 2025

Easy app to use, friendly staff on the end of a phone.

Easy app to use, friendly staff on the end of a phone.I am happy with the service. Thanks. Reviewed on: 23rd April 2025

Good card with good customer services

Good card with good customer services Reviewed on: 23rd April 2025

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