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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service

I've had the credit card for a while, and it's been great. The app is fantastic and I'm able to control my spending with ease Reviewed on: 19th April 2025

I really love this card with low interest rate as co...

I really love this card with low interest rate as compare to other providers for starters. Reviewed on: 19th April 2025

Brilliant credit card easy to use app.

Brilliant credit card easy to use app. Reviewed on: 19th April 2025

Very good experience stable and very easy to use wit...

Very good experience stable and very easy to use with the app Reviewed on: 19th April 2025

my zopa credit card good for using in an emergency

my zopa credit card good for using in an emergency Reviewed on: 19th April 2025

Greatest ever

Greatest ever experience, really happy I went with them, and looking forward to doing more with them and also see how it help my credit rating. Reviewed on: 19th April 2025

Fantastic app, easy to understand.

Fantastic app, easy to understand. Excellent support Reviewed on: 19th April 2025

Very good

Very good easy to Access the account Reviewed on: 19th April 2025

Thankyou ZOPA from a military Veteran..

After a few health issues from sepsis and pneumonia I had to sell my house as I wasn't allowed to work I had to ener into an Iva in 2020 because of my loss of job and I'll health trying to keep my home I ended up attempting suicide. But after managing to pay of my Iva. as I retire in July I ZOPA were the only company that would help me to get a credit card treating me like an individual and not a?name on a computer. This is why I say they are the best . Reviewed on: 19th April 2025

Since when i recieve credit card giving me very good...

Since when i recieve credit card giving me very good relief..... Reviewed on: 19th April 2025

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