Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great communication.

Great communication. Easy to use App. Reviewed on: 23rd April 2025

Very good app very good communication easy to use

Very good app very good communication easy to use Reviewed on: 23rd April 2025

Absolutely love it!

Absolutely love it! Money under control- very satisfied!!! Reviewed on: 23rd April 2025

Great and fast response from south African te

Great and fast response from south African te Reviewed on: 23rd April 2025

Good credit card to build credit score with

Good credit card to build credit score with Reviewed on: 23rd April 2025

Zopa gave me the opportunity to get a credit card

Zopa gave me the opportunity to get a credit card Reviewed on: 23rd April 2025

Zopa Credit Card

Excellent service .I am happy to use it.Very helpful. Reviewed on: 23rd April 2025

Zopa offer a range of great financial services.

Zopa offer a range of great financial services. I like the basic account then putting money into pots. The have brilliant interest rates. Zopa for me have a very sensible lender. They give advice online on how to manage my credit card which is extremely helpful. Reviewed on: 23rd April 2025

Excelent for me, very helpful and it was great for m...

Excelent for me, very helpful and it was great for me at the time Reviewed on: 23rd April 2025

Quick response when someone tried to use my card and...

Quick response when someone tried to use my card and tefunded instantly,brilliant Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.82 from 813 reviews
Credit card
from 118 118 Money 4.72 from 5644 reviews
Credit Card
from American Express 3.54 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub