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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It's there when I need it, no pressure.

It's there when I need it, no pressure. Easy to keep affordable. Reviewed on: 19th April 2025

Helped my credit score

Didn't think I would get a card because of my poor credit score but I did and it's helped me improve it Reviewed on: 19th April 2025

excellent service

Thank you do much for the help Its easy to apply. Reviewed on: 19th April 2025

Great company.

Great company. Easy to apply . Customer service is brilliant and an easy to use app Reviewed on: 19th April 2025

The best credit card ever i love it really really

The best credit card ever i love it really really Reviewed on: 19th April 2025

When using the card and got a text to tell how much...

When using the card and got a text to tell how much you have spend,where you spend the money and how much left. Reviewed on: 19th April 2025

Fantastic !

Fantastic ! Love the updates and paying is easy and a good credit limit to start Reviewed on: 19th April 2025

Approved a credit card for me.

They gave me a cedit card when no one else would Reviewed on: 19th April 2025

Zopa is the best!

Easy set-up; easy maintenance and easy to use. Zopa is a flexible, quick and easy way to manage your finances. It just takes micro seconds to do what you want via the app. Excellent! Reviewed on: 19th April 2025

At know yet because I got no card yet

At know yet because I got no card yet Reviewed on: 19th April 2025

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