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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I am happy with the experience i have had on here, t...

I am happy with the experience i have had on here, they gave me more credit and i have never had any issues using zopa Reviewed on: 19th April 2025

Zopa app is so easy and Information all Infront of you.

Zopa app is so easy and Information all Infront of you. Everything is accessible. I havnt had any problems. Everything explained perfectly. Reviewed on: 19th April 2025

Very nice and fast service I could recommend for any...

Very nice and fast service I could recommend for anyone Reviewed on: 19th April 2025

Clear, simple instructions.

Clear, simple instructions. Easy to use and clarity around any changes etc.. Reviewed on: 19th April 2025

Great card and app.

Really easy to apply and the app is great. Reviewed on: 19th April 2025

Ease of communication and notification is important...

Ease of communication and notification is important to me. I find it innovative in its approach and has been great for me in providing the services I need. Reviewed on: 19th April 2025

Open and honest, act quickly if you have a possible...

Open and honest, act quickly if you have a possible issue and times when I have had to speak to customer service they were great and polite. Reviewed on: 19th April 2025

Excellent service easy payment service app good Goog...

Excellent service easy payment service app good Google pay wallet easy to set up get reminders that payment due keep you informed Reviewed on: 19th April 2025

Excellent service, very easy to use anywhere via wat...

Excellent service, very easy to use anywhere via watch or phone. Would highly recommend. Reviewed on: 19th April 2025

Zopa card

Provide helpful information, the card arrived promptly and information provided was concise. Reviewed on: 19th April 2025

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