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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

My saviour

Zopa is my life saviour for unexpected items I may need , Reviewed on: 19th April 2025

Great card very easy to apply.

Great card very easy to apply. No hassle no problem. Reliable APR . Great to build credit score. Highly recommended. Reviewed on: 19th April 2025

Zopa excellence

Zopa are always happy to help and always keep you updated Reviewed on: 19th April 2025

it's very good,I had a great experience with zopa

it's very good,I had a great experience with zopa Reviewed on: 19th April 2025

Exerlentfantastic experiance

Exerlent experiance always there when you need help Reviewed on: 19th April 2025

Quick and easy to join and app great

Quick and easy to join and app great Reviewed on: 19th April 2025

Zopa, great customer experience

Zopa really understand money,they are always there to help with any issues. Their customer service is excellent. Their website so easy to use and easily accessible. Customers are treated as real people not just a number and a means to increase their profits, I feel valued and would recommend Zopa to everyone. Reviewed on: 19th April 2025

My experience was stress free and so easy to apply h...

My experience was stress free and so easy to apply happy 100% Reviewed on: 19th April 2025

Must have

Amazing great card to have. Would and have highly recommend it Reviewed on: 19th April 2025

You are so helpful.

You are so helpful. And have a friendly service Reviewed on: 19th April 2025

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