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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly service and easy to use app.

Friendly service and easy to use app. Reviewed on: 23rd April 2025

Great work well alway not problem

Great work well alway not problem Reviewed on: 23rd April 2025

So very easy to contact & very good at sorting out a...

So very easy to contact & very good at sorting out anything Reviewed on: 23rd April 2025

Excellent all round credit card and bank

Excellent all round credit card and bank Reviewed on: 23rd April 2025

Fast answer on application and reward by increasing...

Fast answer on application and reward by increasing credit limit on a regular basis. This is reassuring that you are doing the right thing with managing your credit. Reviewed on: 23rd April 2025

Always easy to use great card brilliant customer ser...

Always easy to use great card brilliant customer service very friendly Reviewed on: 23rd April 2025

Zopa meets my financial needs squarely

Zopa meets my financial needs squarely Reviewed on: 23rd April 2025

Must have

Very happy with Zopa card. The app is so user friendly and if I have any problems then the friendly customer service helps quickly to resolve Reviewed on: 23rd April 2025

Very good service, easy to use and apply

Very good service, easy to use and apply Reviewed on: 23rd April 2025

I very like

Amazing and really very beautiful!!!!! Reviewed on: 23rd April 2025

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