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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

All in-All, overall, very good experience.

All in-All, overall, very good experience. For the moment. Excellent customer service customer care. Easy to use App all good so far Reviewed on: 19th April 2025

Brilliant company to deal with very professional and...

Brilliant company to deal with very professional and easy app to use Reviewed on: 19th April 2025

They are very approachable and excellent credit card

They are very approachable and excellent credit card Reviewed on: 19th April 2025

Always helpful when speaking to a human

Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

Very easy and an excellent service

Very easy and an excellent service Reviewed on: 19th April 2025

Very good experience.

Very good experience every time I have to contact them. Reviewed on: 19th April 2025

Zopa card was very effective and easy to use it time...

Zopa card was very effective and easy to use it times of need Reviewed on: 19th April 2025

All rounder

Very good all rounder, payment plan very realistic Reviewed on: 19th April 2025

Experience has been great.

Experience has been great. Solid customer service and care support is available Reviewed on: 18th April 2025

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