Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa...a Great Company to do business with!

Easy to deal with and fast response to questions Reviewed on: 23rd April 2025

Very good company with lots of advantages

Very good company with lots of advantages Reviewed on: 23rd April 2025

Professional,courteous and easy, any queries answere...

Professional,courteous and easy, any queries answered promptly Reviewed on: 23rd April 2025

Amazing product

They gave me a credit card when no one else would which gave me the opportunity to build Reviewed on: 23rd April 2025

Rebuild Credit.

Have given me a chance to rebuild my credit score and what a simple app as well. Very easy process from start to finish. The team were very helpful too. Reviewed on: 23rd April 2025

Fixed issues straightaway and even gave a refund

Fixed issues straightaway and even gave a refund Reviewed on: 23rd April 2025

Great credit card

Great ! The app is amazing too , support is always there if needed Reviewed on: 23rd April 2025

Excellent customer servicecard and easy to use

Excellent customer service and easy to use Reviewed on: 23rd April 2025

Rebuild Credit

Have given me a chance to rebuild my credit score and what a simple app as well. Very easy process from start to finish Reviewed on: 23rd April 2025

Very nice

Very nice I love this card my my husband my frinds yes this card every body loved thank you Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.02 from 109 reviews
Credit card
from Nationwide 4.18 from 223 reviews
Credit cards
from Virgin Money 3.82 from 813 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub