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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I had a great start and I love shopping zopa is a gr...

I had a great start and I love shopping zopa is a great company to be with the app is helpful very easy to use even offering a free bank account I'm also thinking to join and also they let you know when your payment is due so you can keep up to build your credit score Reviewed on: 18th April 2025

It's always been pleasant and worked well

It's always been pleasant and worked well Reviewed on: 18th April 2025

Very good service,I used it for more then one year,v...

Very good service,I used it for more then one year,very good Reviewed on: 18th April 2025

Great app.Great credit card provider.

Great app.Easy to understand to keep on top of your finances.Great app great Reviewed on: 18th April 2025

Confidence

Highly trust Zopa very confident using their web site Reviewed on: 18th April 2025

It's very good experience with Zopa as it's care mor...

It's very good experience with Zopa as it's care more about us a customer than our usual banks Reviewed on: 18th April 2025

Very quick, professional service.

Very quick, professional service. Always keeping me up to date with my accountband any offers I may have Reviewed on: 18th April 2025

Great card

Loving this card payments go through so easy customer service is great. Thank you for giving me credit when no one else would Reviewed on: 18th April 2025

Easy secure safe friendly service

Easy secure safe friendly service Reviewed on: 18th April 2025

Very cool

I use it with pleasure without additional fees in Europe. Reviewed on: 18th April 2025

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