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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply, quick response.

Easy to apply, quick response. Great customer service. Thank you Zopa Reviewed on: 23rd April 2025

Good experience my DD book n no in b y

Good experience my DD book n no in b y Reviewed on: 23rd April 2025

Great company

Great service can always get help when needed no problems at all Reviewed on: 23rd April 2025

Good communication and updates.

Good communication and updates. Online app easy to use giving quick access to products. Reviewed on: 23rd April 2025

Brilliant

They are very helpful and understanding Reviewed on: 23rd April 2025

I've never had any problems with zopa, best credit c...

I've never had any problems with zopa, best credit card I've had. Reviewed on: 23rd April 2025

Never had any problems with zopa

Never had any problems with zopa Reviewed on: 23rd April 2025

Excellent customer service and great product

Excellent customer service and great product Reviewed on: 23rd April 2025

Great card and very helpful service

Great card and very helpful service Reviewed on: 23rd April 2025

I have had a positive experience with Zopa I am very...

I have had a positive experience with Zopa I am very happy with my experience with the Credit Card Reviewed on: 23rd April 2025

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