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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good credit card ,easy to use app

Good credit card ,easy to use app Reviewed on: 18th April 2025

Great customer service.

Great customer service. I really appreciate the text reminder for paying instalments as life is hectic at the moment! Reviewed on: 18th April 2025

Excellent customer service,easy to use app,can’t fau...

Excellent customer service,easy to use app,can’t fault anything.great experience all round! Reviewed on: 18th April 2025

This company is very reasonable.

This company is very reasonable. The interest rate is very good. They confirm use of card when a transaction is made. Giving the card holder information about the amount that is spent and to whom. Very informative. Reviewed on: 18th April 2025

Fantastic credit card provider.

Fantastic credit card provider. No issues with anything connected with this company. Reviewed on: 18th April 2025

Great app format and Easy to navigate

Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

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