8194460 Zopa Credit card reviews | 40272 reviews rated 4.92* - Smart Money People
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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great no nonsense credit card east app

5
Great no nonsense credit card east app Reviewed on: 19th January 2025

Zopa made it very easy to get my new credit card acc...

5
Zopa made it very easy to get my new credit card account. The statements are very clear and sent to my email every month. I would highly recommend them. Reviewed on: 19th January 2025

Great product

5
Really easy process from applying to receiving my card, great communication and a credit limit that’s not too high, very easy app to manage your card so that you know exactly where you are Reviewed on: 19th January 2025

Surprised me how Easy it was to apply for online...

5
Surprised me how Easy it was to apply for online Reviewed on: 19th January 2025

Great service

5
Zopa have always been helpful and easy to communicate with their products are managed well Reviewed on: 19th January 2025

Great interest on credit card and great app nevwr ha...

5
Great interest on credit card and great app nevwr had any problems. Reviewed on: 19th January 2025

I like Zopa, i will recommend with pleasure.

5
I like Zopa , i will recommend with pleasure. They approve quickly, money.. I use the money very easy. Thanks Zopa for help me. I work with Zopa around 4 months but iam very happy they change my life. THANKS AGAIN ! Reviewed on: 19th January 2025

Easy to apply and receive payment reminders.

5
Easy to apply and receive payment reminders. The app is great Reviewed on: 19th January 2025

Excellent service

5
Excellent services and peace of mind relationship. Reviewed on: 19th January 2025

Great, fantastic provider.

5
Great, fantastic provider. Worth signing upto!! Zopa for the win!! Reviewed on: 19th January 2025

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