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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had any issues and they are the best in class...

Never had any issues and they are the best in class for me Reviewed on: 23rd April 2025

Excellent service from start to finish

Excellent service from start to finish Reviewed on: 23rd April 2025

Zopa is very caring and responds to customers needs

Zopa is very caring and responds to customers needs Reviewed on: 23rd April 2025

Easy to use, manageable credit limits

Easy to use, manageable credit limits Reviewed on: 23rd April 2025

I have not had anything but proper management

I have not had anything but proper management Reviewed on: 23rd April 2025

Brilliant company to deal with

Issues at all. Have dealt with them for the very year and nothing is too much trouble, always help Reviewed on: 23rd April 2025

Zopa is the best credit card company I have come acr...

Zopa is the best credit card company I have come across in the last few years. The application and approval process was flawless and a decision given quickly. I recommend this product to anyone. Reviewed on: 23rd April 2025

A great credit card service with a friendly professi...

A great credit card service with a friendly professional team Reviewed on: 23rd April 2025

Fast and easy, easy app , reasonable apr

Fast and easy, easy app , reasonable apr Reviewed on: 23rd April 2025

Ease of use.

The app is very easy to use and customer service is very amenable. Reviewed on: 23rd April 2025

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