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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

amazing credit card.

amazing credit card. comes with awesome insights and offers to future banking. the interest works out a lot cheaper than my other credit cards. it works completely different to other credit cards, all payments mad come off the previous months balance. this means that you only pay interest on the sum of what's left, about 5 times cheaper than my other card with the same credit limit. Reviewed on: 19th January 2025

never had a problem with them and im always kept up...

never had a problem with them and im always kept up to date on my account Reviewed on: 18th January 2025

Only positive experience.

Only positive experience. The card it’s really good, the rates are good, customer service helpful. Reviewed on: 18th January 2025

Great company

Great. Hello you see what you need to do, app is great Reviewed on: 18th January 2025

In control

As I received my card I've been in control and zopa have always communicated with me through there app and let me pay extra or my minimum amount. Reviewed on: 18th January 2025

I enjoy the Zopa card and its differences

I enjoy the Zopa card and its differences Reviewed on: 18th January 2025

Easy to use

Easy to use and set up with clear instructions and help available if needed customer services are very responsive and are extremely responsive Reviewed on: 18th January 2025

Very good customer service and money value

Very good customer service and money value Reviewed on: 18th January 2025

Just a great service manageable credit limit and gre...

Just a great service manageable credit limit and great comms Reviewed on: 18th January 2025

,Clear, concise,, courteous .

Applied for card recently . Process was v clear and helpful (I am eighty) Have found communications and app very helpful . I have previously known ZOPA as ethical company Reviewed on: 18th January 2025

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