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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Been very helpful when I was in need

Been very helpful when I was in need Reviewed on: 18th April 2025

Friendly, helpful and respectful respectful response...

Friendly, helpful and respectful respectful response when contacting customer services. Reviewed on: 18th April 2025

Excellent service, like the way the credit card has...

Excellent service, like the way the credit card has an option to safe guard money, to able you to manage your credit. Never experienced that with other companies. Reviewed on: 18th April 2025

Perfect, excellent thankyou, will recommend

Perfect, excellent thankyou, will recommend Reviewed on: 18th April 2025

I wanted a credit and Zopa gave me though i had no c...

I wanted a credit and Zopa gave me though i had no credit history. Zopa, the best Reviewed on: 18th April 2025

Great service.

Great service and best card. Its been a while that I am using Zopa. Loved it. Reviewed on: 18th April 2025

Great company

Great card Easy App for anyone to use.. and you’re able to pay money any time you want to. And this company keeps you updated on anything going on including your credit report must have app. And also you can use there bank account better than your Run of the Mill credit card how do nothing for there customers. I’m Extremely Happy with this service Reviewed on: 18th April 2025

Respectable

A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and a very good old way round, very helpful, very trustworthy. Thank you very much Reviewed on: 18th April 2025

been great not used it much at mo just getting on my...

been great not used it much at mo just getting on my feet Reviewed on: 18th April 2025

Excellent

Easily app, professional service very happy Reviewed on: 18th April 2025

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