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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I am very very happy just opened an account with the...

I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025

Great service love the card facilities

Great service love the card facilities Reviewed on: 18th April 2025

Great company.

Great company. I had bad credit years ago and zopa picked me up. Had several credit raises since as paid all and on time. Still use to this day Reviewed on: 18th April 2025

Had no issues whatsoever.

Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

The best of the best

It's not easy to use and easy to pay back. Overall experience is excellent Reviewed on: 18th April 2025

Very easy to use linked with the app

Very easy to use linked with the app Reviewed on: 18th April 2025

Have been with zopa a while now nothing but excellen...

Have been with zopa a while now nothing but excellent proffesional service Reviewed on: 18th April 2025

Everything is very easy the app is very clear and ea...

Everything is very easy the app is very clear and easily explained Reviewed on: 18th April 2025

Never had a problem , app is great and details every...

Never had a problem , app is great and details everything I need Reviewed on: 18th April 2025

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