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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very helpful and app very easy to use

Very helpful and app very easy to use Reviewed on: 18th April 2025

It's been very convenient for me

It's been very convenient for me Reviewed on: 18th April 2025

Very good card and easy to pay up and...

Very good card and easy to pay up and Reviewed on: 18th April 2025

Great experience, great name, great card.

Great experience, lovely card design. Easy to use app. Paying the bill is easy and quick with all sorts of choices for amounts etc. It’s accepted everywhere that I go to. Reviewed on: 18th April 2025

Since they day I applied for the credit card I as ve...

Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025

You work quickly and efficiently

You work quickly and efficiently Reviewed on: 18th April 2025

From day one I’ve had no problems the best and card...

From day one I’ve had no problems the best and card ever had so easy to use and pay Reviewed on: 18th April 2025

Great and amazing

Zopa has been amazing, offering great customer service and financial service Reviewed on: 18th April 2025

So easy to be with Zopa, always kept up to date and...

So easy to be with Zopa, always kept up to date and advised of services Reviewed on: 18th April 2025

Credit card

It just like a credit card . I use the touch and go often. Reviewed on: 18th April 2025

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