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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ease of use.

Ease of use. Extremely quick service Reviewed on: 23rd April 2025

Perfect.

Perfect. Great customer service. App easy to use Reviewed on: 23rd April 2025

Just a good smooth application and easy to set up...

Just a good smooth application and easy to set up app Reviewed on: 23rd April 2025

I was excepted for card and have to say this is an a...

I was excepted for card and have to say this is an amazing card and company definitely recommend Reviewed on: 23rd April 2025

I am good for use credit card very happy

I am good for use credit card very happy Reviewed on: 23rd April 2025

Very easy user friendly THATS SERVICEcompany.

Very easy user friendly company. I needed a loan and it was approved and in my account within 10 minutes. That's service Reviewed on: 23rd April 2025

Zopa so good

Great card with easy use and convenience.The card comes woyh a easy to acces and read app.. would recommend to friend and family due tp the easy apply and use of card as well as the communication. Reviewed on: 23rd April 2025

everything i needed and more needed a credit card we...

everything i needed and more needed a credit card went on line filled in easy application and accepted there and then Reviewed on: 23rd April 2025

It’s easy and easy

It’s easy and easy and so good to use I recommend it so much Reviewed on: 23rd April 2025

Zopa has been really easy to access and use.

Zopa has been really easy to access and use. I have been able to navigate the app and website with no difficulty and when I have contacted a representative they have been friendly and knowledgeable. Reviewed on: 23rd April 2025

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