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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It is way to speak with someone also Zopa offers so...

It is way to speak with someone also Zopa offers so much more than a credit dard Reviewed on: 18th April 2025

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS...

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS ARE REQUIRED Reviewed on: 18th April 2025

My experience has always been problem free, therefor...

My experience has always been problem free, therefore negative comments are not an option. I am more than happy with the level of service offered by Zopa. Reviewed on: 18th April 2025

Great app.

Great app. Easy to navigate. They give poor credit people a chance. Reviewed on: 18th April 2025

Excellent so far may it continue

Excellent so far may it continue Reviewed on: 18th April 2025

Great company and easy to use.

Great company and easy to use. Very informative Reviewed on: 18th April 2025

Very friendly and good response time

Very friendly and good response time Reviewed on: 18th April 2025

Good rates, online service is easy to use

Good rates, online service is easy to use Reviewed on: 18th April 2025

Hi-tech app

The app has recently been updated and it has made it a much quicker and easier experience Reviewed on: 18th April 2025

I am very pleased with the quality of the products...

I am very pleased with the quality of the products Reviewed on: 18th April 2025

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