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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

How banking and managing credit cards should be.

How banking and managing credit cards should be. Effortless. Reviewed on: 23rd April 2025

Excellent service

I’ve never looked back since I got my card Reviewed on: 23rd April 2025

Amazing credit card with lots of benefits

Amazing credit card with lots of benefits Reviewed on: 23rd April 2025

Great card

Easy to use app and overall good card Reviewed on: 23rd April 2025

Very good

Very good quick response app is great to use Reviewed on: 23rd April 2025

Very good credit card and customer serviee

Very good credit card and customer service Reviewed on: 23rd April 2025

Great product and great service.

Great product and great service. I would highly recommend Reviewed on: 23rd April 2025

Easy to manage my account and professional

Easy to manage my account and professional Reviewed on: 23rd April 2025

Excellent service and credit card and bank facilities

Excellent service and credit card and bank facilities Reviewed on: 23rd April 2025

Very easy to use and smooth process

Very easy to use and smooth process Reviewed on: 23rd April 2025

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