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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use app.

Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

No'1 credit card

Very easy to use, good credit limit to start......Very easy to use app Reviewed on: 18th April 2025

Good communication with great app

Good communication with great app Reviewed on: 18th April 2025

Easy to apply for.

Easy to apply for. Website that is easy to use even for me, a pensioner with few technical skills. Handy for keeping my credit score in a good position. Reviewed on: 18th April 2025

easy to use app and seam to be in control

easy to use app and seam to be in control Reviewed on: 18th April 2025

Excellent customer service and very easy to use

Excellent customer service and very easy to use Reviewed on: 18th April 2025

Zopa is very good any problems you have they sort th...

Zopa is very good any problems you have they sort them straight away best card I’ve had and I’m very happy with the service Reviewed on: 18th April 2025

zopa gave me a chance for my first credit card, toda...

zopa gave me a chance for my first credit card, today with a lot of experience I would still choose Zopa as my first card, I recommend it to all my friends and family. I use zopa abroad and pay for my purchases every day, I like Zopa Apps because it is easy to use. Reviewed on: 18th April 2025

Easy application good customer service and communica...

Easy application good customer service and communication. Great credit limit to build score Reviewed on: 18th April 2025

Very good rates and customer service

Very good rates and customer service Reviewed on: 18th April 2025

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