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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Easy App

The app is very easy to use and everything is where you need it to be. Application process is smooth and the decision was very quick. Overall im happy with the product and service that Zopa provide. Reviewed on: 17th January 2025

Way access and full information available

Way access and full information available Reviewed on: 17th January 2025

Zopa excellent credit card

All good excellent experience and all transactions are real time Reviewed on: 17th January 2025

It great.

It great. I am enjoying flexible payments. Reviewed on: 17th January 2025

To good to be Ture

Amazing great people very helpful Reviewed on: 17th January 2025

Zopa brilliant

Zopa has an easy to use app where you can do anything ie pay bill keep an eye on your spending you can even link your bank account Reviewed on: 17th January 2025

The application process is smooth and decision is gi...

The application process is smooth and decision is given fairly quickly. The limit I believe was very fair as well. Very good app and reasonable interest rate. Overall, very happy with Zopa. I now have a bank account with them as well. Reviewed on: 17th January 2025

You are more than just a credit score with Zopa

I am more than happy with Zopa who entrusted me with credit and treated me as a person and not purely on my credit score. Made me ecstatic, finally I was in a position to be able to get my poor credit history back on track to recovery Not only that, they continually provide useful tips on how to improve your credit score by regularly reviewing your account and providing relevant information to you .via their user friendly app Reviewed on: 17th January 2025

It been very easy talk to zopa for anything credit r...

It been very easy talk to zopa for anything credit related matters.and instantly approved or rejected. Reviewed on: 17th January 2025

Good so far

It's been good so far, I have no complaints at this time. Reviewed on: 17th January 2025

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