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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy hassle free and excellent service

Easy hassle free and excellent service Reviewed on: 18th April 2025

I’ve used them for years and I’ve always had a good..

I’ve used them for years and I’ve always had a good experience dealing with them Reviewed on: 18th April 2025

haven't had card for very long but no problems

haven't had card for very long but no problems with use, good intrest rate, good design nice colour Reviewed on: 18th April 2025

Building credit

Used as a way to build credit. Seems to be working Reviewed on: 18th April 2025

Since I had the card its been very useful and like t...

Since I had the card its been very useful and like to pay on time Value for money. Reviewed on: 18th April 2025

Help me when I needed it no hesitation very helpful...

Help me when I needed it no hesitation very helpful excellent service Reviewed on: 18th April 2025

Great product and offers many options

Great product and offers many options Reviewed on: 18th April 2025

No problems with them .

No problems with them . Everything is good Reviewed on: 18th April 2025

Fantastic easy to use app, The best credit card I ha...

Fantastic easy to use app, The best credit card I have ever had! Reviewed on: 18th April 2025

Card is there for me when I am waiting for my wages.

Card is there for me when I am waiting for my wages. I top it up when I get paid keep my credit card Reviewed on: 18th April 2025

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