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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great experience, I would highly recommend this to a...

Great experience, I would highly recommend this to anyone who is interested in this and would like to know more about the process of getting started with this product. Reviewed on: 17th January 2025

Love it!

This credit card is very efficient and reliable, it's easy to use and paying it off is made easy and very affordable for me. The contact less feature is also quick and easy. Reviewed on: 17th January 2025

Been with Zopa for a few months , no problem using t...

Been with Zopa for a few months , no problem using the app Reviewed on: 17th January 2025

Responsible lenders, great communication and fair ra...

Responsible lenders, great communication and fair rates. Reviewed on: 17th January 2025

Great company always helpful easy access

Great company always helpful easy access Reviewed on: 17th January 2025

Zopa simple

From opening my zopa credit card to opening a savings account then a bank account everything has been super simple, great work Reviewed on: 17th January 2025

good service easy to access online and feels safe u...

good service easy to access online and feels safe usung the website Reviewed on: 17th January 2025

Great company Sensible lender

Great company Sensible lender Easy to use app Keeps credit score up to date and gives advice on managing credit Reviewed on: 17th January 2025

So simple to use

Easy to use app, can bank as well as use a credit card. Well impressed Reviewed on: 17th January 2025

Always helpful and informative on their products.

Always helpful and informative on their products. Great all round service. Reviewed on: 17th January 2025

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