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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

i never have problems and the staff are so helpful w...

i never have problems and the staff are so helpful when you have a queery Reviewed on: 18th April 2025

Zopa easily the best.

Easy to use app, always helpful and not condescending. Reviewed on: 18th April 2025

Decent helping tool

Gave me a helping hand when needed Reviewed on: 18th April 2025

Great service, Zopa is look after customers

Great service, Zopa is look after customers Reviewed on: 18th April 2025

Iam enjoying the whole lot.

Iam enjoying the whole lot.,best customer services.my account is updated within minutes after payment. Reviewed on: 18th April 2025

Excellent service ...

I never had any issues with the card or transaction made Reviewed on: 18th April 2025

Zopa - Easy account to use on a daily basis

Always available to discuss my account. Very helpful, friendly yet professional. Easy to use my account online. Reviewed on: 18th April 2025

Easy to navigate via the app.

Easy to navigate via the app. Instant payment update. Reviewed on: 18th April 2025

Best by far

Never had a problem with my app brilliant service Reviewed on: 17th April 2025

Everything has been easy and straightforward.

Everything has been easy and straightforward.i know exactly where my spending stands and thepeace of mind that i can cope with an emergency if the need arises .i also know i can contact customer service to clarify and information or circumstance . Reviewed on: 17th April 2025

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