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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Effortless and seamless

Effortless and seamless application to acceptance then from the quick turnaround receiving my card and the great phone app and all wrapped up with great detailed information on their products Reviewed on: 15th April 2026

Very professional company and understand to my needs

Very professional company and understand of my needs Reviewed on: 15th April 2026

Great design and user-friendly

The app has a nice design and is very easy to navigate. Everything is clear and convenient to use. It would be even better if it could provide 1–1.5% cashback or rewards, similar to common credit cards in the US. Reviewed on: 15th April 2026

Zopa customer service is very good and easy to reach...

Zopa customer service is very good and easy to reach even when abroad. Reviewed on: 15th April 2026

So easy to apply 5*

So easy to apply. Card arrived quickly, easy app to use and immediate bank transfers Reviewed on: 15th April 2026

very happy with zopa nd customer services great woul...

very happy with zopa nd customer services great would reccomend to friends and family Reviewed on: 15th April 2026

Best credit card I have had

The customer service is very good and friendly the app is brilliant the reminder of payment due is good Reviewed on: 15th April 2026

Excellent to use!

Excellent to use!!! And very helpful and understanding and friendly and fast Reviewed on: 15th April 2026

Very helpful for international students

Very helpful for international students Reviewed on: 15th April 2026

Great tech and easy of use

Easy to use and very good communication Reviewed on: 15th April 2026

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