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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa give me card even with my poor credit score and...

Zopa give me card even with my poor credit score and it’s been a good experience with them Reviewed on: 15th January 2026

Communication is excellent and the platform easy to...

Communication is excellent and the platform easy to navigate. Reviewed on: 15th January 2026

Zopa are excellent...

Excellent, love how informative Zopa are, always keeping you up to date on new products & services. Reviewed on: 15th January 2026

Good service helpful easy to use

Good service helpful easy to use Reviewed on: 15th January 2026

Great app easy to navigate great service woukd become

Great app easy to navigate great service woukd become Reviewed on: 15th January 2026

What a great credit card bank. And service.

What a great credit card\bank, they have been crucial in improving my credit score. The app is really easy to use and updates really fast when making payments, I truly recommend a zopa as they have an amazing service. Reviewed on: 15th January 2026

No nonsense straightforward banking

Zopa has been really simple to use and borrowing is really simple and straightforward Reviewed on: 15th January 2026

Great credit card.

Quick set up, very good service. All round excellent. Reviewed on: 15th January 2026

Very easy to use app very quick service

Very easy to use app very quick service Reviewed on: 15th January 2026

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

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