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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa helped me

Zopa helped me along and gave me the benefit I needed Reviewed on: 15th April 2026

Great card and easy to repay

Ordered a card, it took a week to arrive and once activated it was ready to use immediately, I was moving house at the time so came in really handy to have the extra balance to use when needed. Easy to repay through the app aswell as the direct debit I've set up. Reviewed on: 15th April 2026

My experience

Brilliant, not to many questions and quick response Reviewed on: 15th April 2026

Great from start to finish, real quick & easy to apply.

Great from start to finish, real quick & easy to apply. Reviewed on: 15th April 2026

Easy application

Easy application process, support when needed, online app for ease. Reviewed on: 15th April 2026

Great product and very friendly prompt staff.

Great product and very friendly prompt staff. Reviewed on: 15th April 2026

Easy to use In the app

Navigating making payments and keeping up to date is very easy to do via the app, it makes for seamless time efficient management Reviewed on: 15th April 2026

A friendly service with helpful advice

A friendly service with helpful advice Reviewed on: 15th April 2026

The best

Excellent service from start to finish and always on hand to answer all my questions. Reviewed on: 15th April 2026

Allways good to us and nice and give us time to pay...

Allways good to us and nice and give us time to pay back Reviewed on: 15th April 2026

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Want to see more from Zopa?

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