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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It has been a great experience up to now

It has been a great experience up to now Reviewed on: 15th April 2026

It is an excellent card also for international use

It is an excellent card also for international use Reviewed on: 15th April 2026

Very happy with the quickness of time I filled out m...

Very happy with the quickness of time I filled out my application and got accepted and the speed my card turned up Reviewed on: 15th April 2026

I dont have the Zopa Credit card for very long time...

I dont have the Zopa Credit card for very long time but I loved very straight forward answer all questions straight no hiding nothing at all when I start application its easy so that its big thank you to Zopa Credit card Reviewed on: 15th April 2026

it is good to have zopa credit card it is...

it is good to have zopa credit card it is easy to use Reviewed on: 15th April 2026

Zopa are fabulous! Definitely recommend.

Zopa were there for me when I needed a bit of help rebuilding my credit. Definitely recommend. Reviewed on: 15th April 2026

App and services work really well , easy to manage ,...

App and services work really well , easy to manage , very clear and concise Reviewed on: 15th April 2026

Zopa was the first credit card that trusted me and h...

Zopa was the first credit card that trusted me and helped me build back my credit rating. No other credit lenders would consider me. My rating is improving each month thanks to Zopa. Highly recommended . My score has made my life much better! Reviewed on: 15th April 2026

Excellent experience and support

Excellent experience good and easy to use Reviewed on: 15th April 2026

Was really struggling to mange bills this app helped...

Was really struggling to mange bills this app helped me change my life around literally don’t know what I’d have done with out knowing about this app highly recommended Reviewed on: 15th April 2026

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