Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to contact and understang was a helpful way to...

Easy to contact and understang was a helpful way to get a credit card without to much hassle Reviewed on: 15th April 2026

I've never spoke to customer service because I've ne...

I've never spoke to customer service because I've never had any issues all smooth for me. Reviewed on: 15th April 2026

Great help

Been Great experience. Intrest is very low too Reviewed on: 15th April 2026

Transparent process, great product.

First proper credit card, answered all my questions and very transparent. Reviewed on: 15th April 2026

Good credit cards ever.

Good credit cards ever.the best choice. Reviewed on: 15th April 2026

Always been treatgreat service..

Always been treated politely and fairly. Reviewed on: 15th April 2026

Easy to use, can't fault it, love the app.

Easy to use, can't fault it, love the app. Reviewed on: 15th April 2026

Very efficient and tell you immediately about spend...

Very efficient and tell you immediately about spend and balance which is very helpful Reviewed on: 15th April 2026

It’s good with information and very helpful when nee...

It’s good with information and very helpful when needed Reviewed on: 15th April 2026

Nice credit card very fast service

Nice credit card very fast service Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from M&S Bank - Marks and Spencer 3.69 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub