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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to access on line.

Easy to access on line. Simple steps to resolve my issue. Reviewed on: 15th April 2026

Easy to use and there when you need it

Easy to use and there when you need it Reviewed on: 15th April 2026

easy to repay

Easy to access easy to use and easy to repay Reviewed on: 15th April 2026

Zopa 1st credit card UK

Excellent customer service best credit card in UK Reviewed on: 15th April 2026

Any issues they are always ready to help.

Any issues they are always ready to help. Reviewed on: 15th April 2026

Customer focused all the time

It has been meeting my needs in most cases Reviewed on: 15th April 2026

Amazing service

Always amazed me from its service Reviewed on: 15th April 2026

Great credit card excellent customer service

Great credit card excellent customer service Reviewed on: 15th April 2026

Great customer service when I phoned about a query.

Great customer service when I phoned about a query. Sorted right away. Love the app keeps me updated on my spending Reviewed on: 15th April 2026

Zopa is elite in the credit card experience with con...

Zopa is elite in the credit card experience with conscientious staff who go over and above. Reviewed on: 15th April 2026

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