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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Smooth your services are swift and reliable

Smooth your services are swift and reliable Reviewed on: 17th April 2025

Really great experience from the start

Really enjoy the app and the products Zopa have to offer. Great insights to help me manage my money better. Easy to open account and easy to contact them when I need to. Reviewed on: 17th April 2025

Great app ! I’ve been zoped!!

Great app ! Easy to navigate, also information is all there explained making it very easy to access different info .. also updates are great too.. I’ve compare theses to other credit cards and now I have a Zopa credit card I feel at ease when navigating and applying for other offers on Zopa .. so I have been “zoped.. “, and now feel relaxed with possibly the best credit card to date , it’s simply “peace”!! Reviewed on: 17th April 2025

Zopa is really easy to set up and use.

Zopa is really easy to set up and use. Reviewed on: 17th April 2025

Great communication, easy application process, grea...

Great communication, easy application process, great easy to use app Reviewed on: 17th April 2025

I'm poor on credit and they have given me a...

I'm poor on credit and they have given me a chance Reviewed on: 17th April 2025

24/7 access .

My experience with Zopa financial product of credit card has been excellent especially with the app which you have access to 24/7 and easy to use with access to customer services Reviewed on: 17th April 2025

Great Service

Great service very happy with Zopa. Reviewed on: 17th April 2025

Friendly and easy to use Gives credit to those in ne...

Friendly and easy to use Gives credit to those in need and clear instructions for payments Reviewed on: 17th April 2025

App is easy to use and informative

App is easy to use and informative Reviewed on: 17th April 2025

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