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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I'm poor on credit and they have given me a...

I'm poor on credit and they have given me a chance Reviewed on: 17th April 2025

24/7 access .

My experience with Zopa financial product of credit card has been excellent especially with the app which you have access to 24/7 and easy to use with access to customer services Reviewed on: 17th April 2025

Great Service

Great service very happy with Zopa. Reviewed on: 17th April 2025

Friendly and easy to use Gives credit to those in ne...

Friendly and easy to use Gives credit to those in need and clear instructions for payments Reviewed on: 17th April 2025

App is easy to use and informative

App is easy to use and informative Reviewed on: 17th April 2025

Very good experience

For what I need is perfect. should Incrise the credit for better experience and better credit report Reviewed on: 17th April 2025

Very pleased with everything credit card great

Very pleased with everything credit card great Reviewed on: 17th April 2025

Great Credit card company - great App easy to use...

Great Credit card company - great App easy to use Reviewed on: 17th April 2025

VERY FRIENDLY AND HELPFUL TO WORK WITH

VERY FRIENDLY AND HELPFUL TO WORK WITH Reviewed on: 17th April 2025

Very nice experience very good bank is my favourite...

Very nice experience very good bank is my favourite bank Reviewed on: 17th April 2025

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