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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good starter card to build your credit rating up.

Very good starter card to build your credit rating up. The app is simple to navigate Reviewed on: 15th April 2026

Great work Zopa

Great card for building credit rating, app is easy to use, I have been unable to rate customer service higher than neutral because I have has no issues so haven't needed to contact them Reviewed on: 15th April 2026

Is very good and easy to use and helpful

The Zopa is extremely good and customer support are very friendly as well Reviewed on: 15th April 2026

Perfect credit card

Never have any problems seemless Reviewed on: 15th April 2026

I find that Zopa has excellent service and helpful

I find that Zopa has excellent service and helpful Reviewed on: 15th April 2026

I haven't had to speak to customer services so fiv3...

I haven't had to speak to customer services so fiv3 that neutral but I haven't had any problems with my card or banking app works great easy to use only down side not had anything about credit increase in about 18 months Reviewed on: 15th April 2026

It’s been a very simple and easy to use process and...

It’s been a very simple and easy to use process and the experience has been very positive. I’m looking forward to exploring more with Zopa. Reviewed on: 15th April 2026

Reliable, no hidden fees and good customer service

Reliable, no hidden fees and good customer service Reviewed on: 15th April 2026

Just zopa !!!

Zopa service , Zopa rates great updates card delivered quickly Reviewed on: 15th April 2026

Very good service end fast payment

Very good service end fast payment Reviewed on: 15th April 2026

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