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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple and straightforward good to have a Zopa card...

Simple and straightforward good to have a Zopa card for those unexpected bills Reviewed on: 15th April 2026

Zopa are reliable and trustworthy.

Zopa are reliable and trustworthy. A great provider. Always on hand if you need to contact them. Reviewed on: 15th April 2026

I love all aspects of Zopa

I love all aspects of Zopa from its current account to credit card to ISAs and especially Savings. Reviewed on: 15th April 2026

Helpful customer service and a user friendly app.

Helpful customer service and a user friendly app. Reviewed on: 15th April 2026

I just find zopa a great company to provide anyone w...

I just find zopa a great company to provide anyone with a credit card,though I do not bank with Zopa used correctly my credit card is a great tool to have. Reviewed on: 15th April 2026

Zopa app is so easy to use.

Zopa app is so easy to use. Transfers are quick and easy too. Overall best banking app I have. Reviewed on: 15th April 2026

Excellent 5 star very helpful especially when you fa...

Excellent 5 star very helpful especially when you fall on hard times I would highly recommend anyone looking for credit card to try Zopa Reviewed on: 15th April 2026

Excellent customer service and app, impressed by sho...

Excellent customer service and app, impressed by short hold time when I contacted via phone Reviewed on: 15th April 2026

Well I took up Zopa Credit card to help rebuild my c...

Well I took up Zopa Credit card to help rebuild my credit score and Iv been able to up my credit score by 75 since having and using my credit card with Zopa. I like how efficient and easy the Zopa App is and also when I had an issue with my card it was resolved very quickly by the customer service team! Reviewed on: 15th April 2026

Excellent good service and also helpful

Excellent good service and also helpful Reviewed on: 15th April 2026

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Want to see more from Zopa?

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