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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Yeah, I like so Zopa Bank the last time I speak to o...

Yeah, I like so Zopa Bank the last time I speak to one of the customer I get very good help and I really happy with that Reviewed on: 15th January 2026

Amazing provider

Helpful, service with great rates Reviewed on: 15th January 2026

It's very easy to use .I always use for buying online

It's very easy to use I always use online perching Reviewed on: 15th January 2026

Easy to make payments and check your balance...

Easy to make payments and check your balance Reviewed on: 15th January 2026

Very easy to keep track of transactions.

Very easy to keep track of transactions. It's been a life saver. As been there for difficult time. Reviewed on: 15th January 2026

I get up to date notifications on my app, my spendin...

I get up to date notifications on my app, my spending is notified and payments are made clear . Also payments are notified to who and wats needing paid , just a great service very helpful and clear Thankyou Zopa Reviewed on: 15th January 2026

A common sense credit solution

A functional intuitive app, live communication and updates with clear markets to help you track your account. For me in the last 15. Months Zopa have been the standout credit solution Reviewed on: 15th January 2026

100% recommended

Great service, 100% recommend , great rate. Reviewed on: 15th January 2026

Easy to use platform

Easy to use platform, great customer service Reviewed on: 15th January 2026

Excellent.

Excellent. Never a problem. Would fully recommend to all. Reviewed on: 15th January 2026

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