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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42968 reviews)

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4.93

Based on 42,968 reviews, last reviewed 7th Mar 2026

261700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is customer friendly Zopa has been very exceptional, has good listening ears, abd always there for you Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42968)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A good understanding of their clients

Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026

Easy to use, especially with the app

Easy to use, especially with the app Reviewed on: 6th March 2026

A quick and responsive credit card account.

A quick and responsive credit card account. Debits and credits are quick to post and refunds are just as quick. I am really pleased with Zopa and would recommend them to friends and family. Reviewed on: 6th March 2026

I contacted Zopa regarding strange activity on my ac...

I contacted Zopa regarding strange activity on my account, the agent that dealt with my enquiry was very efficient in sorting out the problem. I’ve had no other issues in dealing with Zopa, a good company to deal with. Reviewed on: 6th March 2026

Well done

Good experience and would like to recommend it to the wider public Reviewed on: 6th March 2026

Below average

Considering the particular savings account of my choice is a 91day notice period, the interest rates are average to poor Reviewed on: 6th March 2026

So far so good

All be good so far not had any issues and all straightforward Reviewed on: 6th March 2026

Zopa dopa doo.

Zopa dopa doo. Fresh and innovative credit cards. Reviewed on: 6th March 2026

The whole process has been amazing

The whole process has been amazing Reviewed on: 6th March 2026

There to help

They away there went you need someone to help Reviewed on: 6th March 2026

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