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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

App simple to use

Never needed customer services. App is easy to use. Reviewed on: 16th April 2025

Brilliant company

They keep you up to date and tell you when you are getting near to your limit Reviewed on: 16th April 2025

Easy application and 250 credit limit accepted and I...

Easy application and 250 credit limit accepted and I had an account set up immediately, the app is great and so easy to navigate. Reviewed on: 16th April 2025

Great service from the start, Nice and easy to use.

Great service from the start, Nice and easy to use. Reviewed on: 16th April 2025

A company who believes in there customers.

A company who believes in there customers. Reviewed on: 16th April 2025

The app is very good tells you if you are likey to g...

The app is very good tells you if you are likey to get any offers Reviewed on: 16th April 2025

Customer expectations met by high customer service s...

Customer expectations met by high customer service standards Reviewed on: 16th April 2025

Zopa have been very good to me and give me a clear v...

Zopa have been very good to me and give me a clear view of what my credit rating with them is doing Reviewed on: 16th April 2025

Boss credit card and would recommend.

Boss credit card and would recommend. To everyone Reviewed on: 16th April 2025

Brilliant credit card and Bank Account

Brilliant credit card and Bank Account Reviewed on: 16th April 2025

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