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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit facility.

Excellent credit facility. No hidden charges. Always there just in case. Reviewed on: 15th January 2026

Absolutely easy to start process till end.

Absolutely easy to start process till end. The app is straight forward and customer services excellent Reviewed on: 15th January 2026

A second chance at rebuilding my credit

Excellent credit builder, though I wouldn’t get excepted due to past history, but Zopa gave me a second chance. This is my chance to rebuild with the help from Zopa Reviewed on: 15th January 2026

since joining Zopa it has helped me a lot without an...

since joining Zopa it has helped me a lot without any problems that is why I am voting for Zopa and if you haven't got it get it now and you will be glad you did. Reviewed on: 15th January 2026

Excellent credit card

Very easy to use and efficient when using the app Reviewed on: 15th January 2026

Always a great experience .. helpful

Always a great experience staff incredibly helpful .. and customer service is always great Reviewed on: 15th January 2026

The app is very helpful and easy to use and team are...

The app is very helpful and easy to use and team are very helpful is I can’t solve it on the app Reviewed on: 15th January 2026

Excellent company and great service

Excellent company and great service Reviewed on: 15th January 2026

Very easy to Zopa found them excellent

Very easy to Zopa found them excellent Reviewed on: 15th January 2026

Easy to use and customer support has always been go.

Easy to use and customer support has always been go. Reviewed on: 15th January 2026

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