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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

very good everything easy to sort out

very good everything easy to sort out Reviewed on: 15th January 2026

The best credit card

Fantastic experience,card arrived extremely fast and the app worked faultlessly. Reviewed on: 15th January 2026

All the benefits of using a credit card and easy to...

All the benefits of using a credit card and easy to keep up to date on the app ,check your spending and easy ways to make a payment. Also add your card to your phone wallet for easy payment. Reviewed on: 15th January 2026

Very helpful.

Very helpful.very good very profesional Reviewed on: 15th January 2026

Absolutely recommend Zopa to everyone.

Applied for the card, had reply immediately. Absolutely love the app. Sends a notification when used and keeps me updated with spending and payments. I can hand on heart say I haven't experienced any negative things. Reviewed on: 15th January 2026

I applied for a zopa credit card.

I applied for a zopa credit card. After filling in my form on my phone i was greatly accepted what a wonderful surprise. Zopa checks your account every day making sure you are not over spending as that will put you into debt. Zopa are always there to help you with anything you are worrying about and thats such a relief. Reviewed on: 15th January 2026

Very fast from applying to receiving easy card use m...

Very fast from applying to receiving easy card use make payments Reviewed on: 15th January 2026

Zopa card accepted at all the retail shops & transpo...

I am using Zopa card in all retail shops and transport while other cards doesn't work properly. They always send updates on my account, easy settlement and good rates and they upgraded my credit as a loyal client, and offered me loan with low interest comparing to others Reviewed on: 15th January 2026

Very good customer service very helpfully and it's a...

Very good customer service very helpfully and it's a good card to have i defo wud tell my friends and family about this card Reviewed on: 15th January 2026

Good card, never had a problem with it the apps easy...

Good card, never had a problem with it the apps easy to use Reviewed on: 15th January 2026

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