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Zopa: Credit card reviews

4.93
Based on 43,086 reviews, last reviewed 7th Mar 2026
272900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Card arrived quickly and the app is easy to navigate... Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026
Darren T's avatar
Darren T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43086)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good card and nice and easy to use

5
Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

5
Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Amazing experience

5
I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

5
Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

5
Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

Excellent service all round very helpful staff

5
Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

5
Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

Friendly & polite staff

5
Excellent service friendly and polite staff would recommend to anyone Reviewed on: 6th March 2026

Very good

5
Very good experience nether had a problem Reviewed on: 6th March 2026

Very easy to use and always helped when I've had an...

5
Very easy to use and always helped when I've had an issue Reviewed on: 6th March 2026