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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had any problems excellent service

Never had any problems excellent service Reviewed on: 15th April 2026

Excellent company around to help people in need

Excellent companyand willing to help people out not to quick to judge Reviewed on: 15th April 2026

Excellent service

Good customer service, excellent Reviewed on: 15th April 2026

No nonsense credit card and fair

No nonsense credit card and fair Reviewed on: 15th April 2026

Brilliant

Superb from start to finish great customer care Reviewed on: 15th April 2026

Always have great experiences with Zopa.

Always have great experiences with Zopa. Have different card in before. But after using Zopa it’s make so easy for shopping, tracking payment and offers added on the card. Reviewed on: 15th April 2026

Great service

easy to use and understand, never had a problem Reviewed on: 15th April 2026

Fair mid range products.

All applications are straight forward and easy to understand. No complaints at all. Interest on loans etc are not the highest but .midrange. Reviewed on: 15th April 2026

Really helpful and friendly, the best credit card ever

Really helpful and friendly, the best credit card ever Reviewed on: 15th April 2026

Quick and easy online application no hassle aporoval...

Quick and easy online application no hassle aporoval instantly 5* Reviewed on: 15th April 2026

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