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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Perfect app never had any problems with it and it’s...

Perfect app never had any problems with it and it’s so easy to use Reviewed on: 15th April 2026

Recommend to friends and famil

Very handy and good interesting rate. Simple to use. Reviewed on: 15th April 2026

That's what I see,and don't know more about this card

That's what I see, and don't know much about this card Reviewed on: 15th April 2026

Zopa is good but the your app needs improvement

Zopa is good but the your app needs improvement Reviewed on: 15th April 2026

It was easy.

It was easy. Applying, downloading the app and paying the bill all in the app. All nice and easy. I am surprised they said yes to the application, but very happy they did. Reviewed on: 15th April 2026

Love it!

Love it! Easy to understand, friendly and easy to use. Reviewed on: 15th April 2026

Fraudulent use of my card

I had a problem with someone trying to use my card and your excellent customer service team notified me then blocked my card so it couldn't be used again, then organised a new for me. Reviewed on: 15th April 2026

Great service and excellent.

Great service and excellent. Really helped me out when needed. Thank you. Reviewed on: 15th April 2026

always got an answer to my question when i contac...

Iv always got an answer to my question when i contact you Reviewed on: 15th April 2026

they were great and were very good evperiences

they were great and were very good evperiences Reviewed on: 15th April 2026

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