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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very excellent service easy to use

very excellent service easy to use Reviewed on: 15th April 2026

Tremendous

So simple to to navigate and check things Reviewed on: 15th April 2026

I had a problem with unauthorised payment.

I had a problem with unauthorised payment. Spoke to customer service and it was promptly dealt with. Reviewed on: 15th April 2026

Zopa Review

From customer support to great rates, so far Zopa have gone above and beyond in all aspects Reviewed on: 15th April 2026

My account was cloned and money was withdrawn.

My account was cloned and money was withdrawn. I contacted customer service online and explained the situation, and my money was refunded very quickly. Reviewed on: 15th April 2026

I prefer zopa to other cards it is an easy...

I prefer zopa to other cards it is an easy app aswell Reviewed on: 15th April 2026

Great card, perfect for my needs and offer a credit...

Great card, perfect for my needs and offer a credit limit increase regularly Reviewed on: 15th April 2026

Building my credit rating

Trying to build credit rating & by using zopa card and paying on time it's helping Was straightforward and simple to apply Reviewed on: 15th April 2026

Applied, no hassle recieved card

Applied, no hassle recieved card Reviewed on: 15th April 2026

Really easy to use staff are great

Really easy to use staff are great Reviewed on: 15th April 2026

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