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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42968 reviews)

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4.93

Based on 42,968 reviews, last reviewed 7th Mar 2026

261700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is customer friendly Zopa has been very exceptional, has good listening ears, abd always there for you Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42968)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Everything runs smoothly with Zopa no issues and I w...

Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

Great service and good communication from Zopa

Great service and good communication from Zopa Reviewed on: 6th March 2026

Really admire your services.

Really admire your services. Your app is always in action. Reviewed on: 6th March 2026

Very good company and customer service

Very good company and customer service Reviewed on: 6th March 2026

one of the best banks a have been with

one of the best banks a have been with Reviewed on: 6th March 2026

I was accepted straight away for a £500 credit card...

I was accepted straight away for a £500 credit card and also for a loan which was excellent timing. I was and am grateful Reviewed on: 6th March 2026

Great product with a fabulous team behind it

Great product with a fabulous team behind it Reviewed on: 6th March 2026

Best card I've had, ever.

Quick decision, and quick payout, always every time, on time, perfect. Reviewed on: 6th March 2026

best card

i did not speak with customer service, but i heard customer services are excellent. Reviewed on: 6th March 2026

It was a quick process and you have your Credit Card...

It was a quick process and you have your Credit Card / no maybe’s or we are thinking about it for a while!!! Even though my Credit Score is low, they still gave me a credit Card!! The procedure to get the actual card was so quick and lt was like an instant decision!!! No asking lots of questions and had to go away and think about it they just said here is your card!! Great!! Reviewed on: 6th March 2026

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