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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (42404 reviews)

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4.94

Based on 42,404 reviews, last reviewed 6th Mar 2026

208600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Cracking credit card! Cracking credit card! Great experience....... Reviewed on: 6th March 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42404)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great service, easy and quick to fill the forms, money sent fast to bank account. Reviewed on: 15th January 2026

So straight forward from start to finish applying fo...

So straight forward from start to finish applying for credit card Reviewed on: 15th January 2026

Always informed when statement due,app easy to follow

Always informed when statement due,app easy to follow Reviewed on: 15th January 2026

Clear app , low cost credit card offering , no nonse...

Clear app , low cost credit card offering , no nonsense service Reviewed on: 15th January 2026

Fantastic 5 stars

I have very good experience with Zopa credit card. I recommend friend to apply for Zopa credit card Reviewed on: 15th January 2026

Helping me.

Every time I’ve made a call they are so helpful. Reviewed on: 15th January 2026

Straight forward. Does exactly what it says it’ll do!

Straight forward. Easy app. Very efficient service Reviewed on: 15th January 2026

Zopa has excellent customer service and theier produ...

Zopa has excellent customer service and theier products and are tailor made to meet individual's needs Reviewed on: 15th January 2026

The service was very quick to help with finding a go...

The service was very quick to help with finding a good credit card with a reasonable rate! I will 100% recommend to friends and family. Always upto date information sent through and very good at sending the statement through to allow time for payment. Thank you ZOPA! Reviewed on: 15th January 2026

As someone who struggled with credit in the past I’v...

As someone who struggled with credit in the past I’ve found Zopa so easy to manage and deal with! Great lender. Reviewed on: 15th January 2026

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