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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been using Zopa for years and wouldn’t go with anyon...

Been using Zopa for years and wouldn’t go with anyone else Reviewed on: 15th April 2026

Verry easy to use not bad rates i use minecall the t...

Verry easy to use not bad rates i use minecall the time Reviewed on: 15th April 2026

Very simple to use and my back up card.

Very simple to use and my back up card. Reviewed on: 15th April 2026

Great card

Zopa credit card is a handy tool to have in your wallet. For a credit builder it has a good apr compared to similar style cards and there app is so easy to use and gives you all the information you need at your fingertips. I would recommend this card to anyone Reviewed on: 15th April 2026

Never no problems with cars or customers service

Never no problems with cars or customers service Reviewed on: 15th April 2026

Zopa has excellent app and also products for savings...

Zopa has excellent app and also products for savings , ISA and cash ISA . And money is safe Reviewed on: 15th April 2026

Quick and easy to set up and account

Quick and easy to set up and account Reviewed on: 15th April 2026

Good customer service and good information about pro...

Good customer service and good information about product Reviewed on: 15th April 2026

I don't have any problems about zopa credit card

I don't have any problems about zopa credit card Reviewed on: 15th April 2026

Zopa make managing my account extraordinarily easy.

I used Zopa a few years ago for a loan, an account which I found extraordinarily easy to manage. As a result, i then started using them for a credit card and I am so pleased to say that there systems and process that made the loan account so easy and intuitive have been replicated. Reviewed on: 15th April 2026

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