Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,280 reviews, last reviewed 8th Mar 2026
145650% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The goat Grate customer service and easy app to use Reviewed on: 8th March 2026
Wayne E's avatar
Wayne E

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43280)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit card

5
You have been brilliant throughout.card came very quickly Reviewed on: 6th March 2026

Very good I’m more than happy with Zopa credit card...

5
Very good I’m more than happy with Zopa credit card Reviewed on: 6th March 2026

Everything is good fine I like it

5
Everything is good I like it every thing Reviewed on: 6th March 2026

One of the best credit cards in the UK easy to have...

5
One of the best credit cards in the UK easy to have and user friendly app Reviewed on: 6th March 2026

It was easy to apply for and I can pay in full if I...

5
It was easy to apply for and I can pay in full if I want to Reviewed on: 6th March 2026

Fair Transparent professional Company

5
Zopa is very Fair Transparent professional Company Reviewed on: 6th March 2026

Great service

5
Great service, always helpful when needed Reviewed on: 6th March 2026

Zopa give me a chance to get a credit card when my...

5
Zopa give me a chance to get a credit card when my credit was poor. Very good experience. Thank you for been sensitive and awacknolage us with poor credit. Reviewed on: 6th March 2026

Great all round provider

5
Great service and no foreign currency fees is a bonus Reviewed on: 6th March 2026

Great card to have

5
Never any problems and a great card to have in your pocket Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5899 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1520 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7941 reviews
    Zopa
    View all products