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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good professional and polite staff

Good professional and polite staff Reviewed on: 15th April 2026

Would absolutely recommend Zopa, user friendly and m...

Would absolutely recommend Zopa, user friendly and my go to credit card provider! Reviewed on: 15th April 2026

Great card.

Great card. Would recommend to friends and family. Arrives within time expected, card limit is good and lets you know how you can do better with the card. Good to build your own credit score whilst using the card! Reviewed on: 15th April 2026

Easy application, easy to use, good rates

Easy application, easy to use, good rates Reviewed on: 15th April 2026

Zopa has been perfect for me.

Zopa has been perfect for me. They are the best credit card company I’ve had Reviewed on: 15th April 2026

Just fabulous very easy to use and would certainly r...

Just fabulous very easy to use and would certainly recommend to my friends and family thank you Reviewed on: 15th April 2026

Never had any issue using Zopa, fast and efficient s...

Never had any issue using Zopa, fast and efficient service ideal for my uses Reviewed on: 15th April 2026

Zopa provides clear information

Zopa provides clear information on credit cards, loans and savings. Low rate, excellent service all round Reviewed on: 15th April 2026

Really great and fair Credit Issuer

Really great and fair Credit Issuer - they have great customer service and are both friendly and understanding. Reviewed on: 15th April 2026

Best of the best.

No gimmicks, no frills and hassle free credit card. Portal is easy to navigate and you can always get through to customer services without too much of a wait if you need to. Would recommend highly. Reviewed on: 15th April 2026

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