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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43066 reviews)

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4.94

Based on 43,066 reviews, last reviewed 7th Mar 2026

271100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

So easy to use So easy to use, very clear communication Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43066)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service and easy to use.

Great service and easy to use. Not had any issues with zopa at all Reviewed on: 6th March 2026

Zopa are very easy to deal with and everything was d...

Zopa are very easy to deal with and everything was done very quickly. Reviewed on: 6th March 2026

Happy times ahead.

Very simple and easy to apply. Extremely helpful and efficient. Such a quick response and a very pleasing outcome. Yeah Reviewed on: 6th March 2026

Alway found them to be extremely good

Alway found them to be extremely good Reviewed on: 6th March 2026

I love the Zopa app,it has everything you need from...

I love the Zopa app,it has everything you need from a lender Reviewed on: 6th March 2026

Just a very simple, efficient provider, absolutely n...

Just a very simple, efficient provider, absolutely no problems at all, a pleasure to deal with Reviewed on: 6th March 2026

Best communication and customer service

I recently had an issue with my credit card on two separate occasions and needed to contact customer service both times. I was really impressed with how quickly I was able to get through to someone each time. The support I received was excellent — the representatives were polite, professional, and very helpful. They took the time to clearly explain everything and made sure I understood what was happening and how the issue would be resolved. The communication throughout was clear and reassuring, which made the whole experience much less stressful. Overall, I’m very pleased with the level of customer service I received and appreciate how efficiently and professionally my concerns were handled. Reviewed on: 6th March 2026

I have a very good experience using Zopa, I cannot f...

I have a very good experience using Zopa, I cannot fault it at all Reviewed on: 6th March 2026

Zopa the life saver

Zopa has been a real life saver for me and the interest rate is superb. Reviewed on: 6th March 2026

Excellent customer service

Had an issue with card going to wrong address (not Zopa's fault) and was sorted immediately. Customer service was quick and easy. Reviewed on: 6th March 2026

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