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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent credit card even for people with poor cred...

Excellent credit card even for people with poor credit score,as they provide the card on analysing people's affordability and their current financial status which can only be done human analysing which is better than a system analysing which does the job as per the software installed. So I am very much pleased with the provider and also with service provided Reviewed on: 28th February 2025

Love the ease at which I was able to apply and how q...

Love the ease at which I was able to apply and how quickly they responded. Reviewed on: 28th February 2025

Quite straight forward, never had any trouble, best...

Quite straight forward, never had any trouble, best credit I have had Reviewed on: 28th February 2025

I have had no problems at all with Zopa they where h...

I have had no problems at all with Zopa they where help when I first got my card to get set up the app is easy to use Reviewed on: 28th February 2025

Best credit card I have!

Best credit card I have! Highest limit lowest APR. Helped me get my life back in track and gives me a great credit boost. Reviewed on: 28th February 2025

Brilliant service any issues no problem getting into...

Brilliant service any issues no problem getting intouch with Reviewed on: 28th February 2025

Excellent customer service and best APR rates.

Excellent customer service and best APR rates. Reviewed on: 28th February 2025

App is easy to navigate, communications always excel...

App is easy to navigate, communications always excellent Reviewed on: 28th February 2025

Brilliant

Exactly what I needed very punctual recommend too Amy one Reviewed on: 28th February 2025

Easy set up, great app and everything works seamlessly.

Easy set up, great app and everything works seamlessly. 10/10 keep up the great work Reviewed on: 28th February 2025

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