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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service easy to apply high exception right easy...

Good service easy to apply high exception right easy to use Reviewed on: 28th February 2025

Easy to use

Very helpful and very easy to use Reviewed on: 28th February 2025

Good experience with low Apr fair lending for people...

Good experience with low Apr fair lending for people with bad scores highly recommended Reviewed on: 28th February 2025

They have been fantastic and even when I was late pa...

They have been fantastic and even when I was late paying they were nothing but helpful Reviewed on: 28th February 2025

The best

Zopa credit card is one of the best and easy to use card Reviewed on: 28th February 2025

Great service, helpful straight forward

Great service, helpful straight forward Reviewed on: 28th February 2025

Always very helpful and friendly when you contact them

Always very helpful and friendly when you contact them Reviewed on: 28th February 2025

Great card to fall into if needed.

Great card to fall into if needed. No problems at all would recommend Reviewed on: 28th February 2025

Great service provider

Not had to talk to customer service, but the online portal is easy to use and fair. Reviewed on: 28th February 2025

Good customer service.

Good customer service. Reliable credit company. Reviewed on: 28th February 2025

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