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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
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Zopa Credit card reviews (44340)

very good and reliable card, quick loan

5
very good and reliable card, quick loan Reviewed on: 28th February 2025
Maria D's avatar
Maria D

Good service easy to apply high exception right easy...

5
Good service easy to apply high exception right easy to use Reviewed on: 28th February 2025
Chris h's avatar
Chris h

Easy to use

5
Very helpful and very easy to use Reviewed on: 28th February 2025
Waseem A's avatar
Waseem A

Good experience with low Apr fair lending for people...

4
Good experience with low Apr fair lending for people with bad scores highly recommended Reviewed on: 28th February 2025
itJUSTme l's avatar
itJUSTme l

They have been fantastic and even when I was late pa...

5
They have been fantastic and even when I was late paying they were nothing but helpful Reviewed on: 28th February 2025
Michelle P's avatar
Michelle P

The best

5
Zopa credit card is one of the best and easy to use card Reviewed on: 28th February 2025
Yvette I's avatar
Yvette I

Great service, helpful straight forward

5
Great service, helpful straight forward Reviewed on: 28th February 2025
Tina 's avatar
Tina

Always very helpful and friendly when you contact them

5
Always very helpful and friendly when you contact them Reviewed on: 28th February 2025
David allsopp's avatar
David allsopp

Great card to fall into if needed.

5
Great card to fall into if needed. No problems at all would recommend Reviewed on: 28th February 2025
Louise D's avatar
Louise D

Great service provider

5
Not had to talk to customer service, but the online portal is easy to use and fair. Reviewed on: 28th February 2025
Kelly 's avatar
Kelly

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