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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great to Deal with right from the start

Great to Deal with right from the start Reviewed on: 28th February 2025

Straightforward but equally professional

Everything about Zopa is straightforward but at the same time is very professional indeed. This is why I would have no concerns about recommending them to friends and family. I have been with them for over twelve months now so can draw on personal experiences for a decent length of time. Reviewed on: 28th February 2025

Good customer service

Good customer service & every easy to use app Reviewed on: 28th February 2025

Great money service app

Had no problem with service good app and support if needed loads of extras in the app aswel Reviewed on: 28th February 2025

Fantastic

I’ve always had good experiences with Zopa just gives you a chance to make your credit better Reviewed on: 28th February 2025

Neveyhad any problem from start finish.

Never had any problem from start to finish. Zopa very good with communication and information updated regularly message when payments are due and so easy to use the site one very happy customer Reviewed on: 28th February 2025

Excellence

Zopa has been excellent since my first application till today. Reviewed on: 28th February 2025

Zopa have always informed of any changes .

Zopa have always informed of any changes ....and been helpful Reviewed on: 28th February 2025

The team are great, everyrime I've called my issue h...

The team are great, everyrime I've called my issue has been dealt with. Better than other banks Reviewed on: 28th February 2025

very good and reliable card, quick loan

very good and reliable card, quick loan Reviewed on: 28th February 2025

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