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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Have been using my account with no problems and cust...

Have been using my account with no problems and customer service is always on hand if needed Reviewed on: 28th February 2025

Good quality credit card

Good quality credit card with decent APR so don't always have to pay a fortune in interest. Reviewed on: 28th February 2025

Excellent

Always happy to help if needed. Nothing I'd ever too much. Reviewed on: 28th February 2025

Brilliant company would recomend

Brilliant company would recomend Reviewed on: 28th February 2025

Its great to use zopa its a wonderful l

Its great with having zopa its having great experience i do alot of things like send and take money with it Reviewed on: 28th February 2025

A zopa card is easy to manage gives a competitive ra...

A zopa card is easy to manage gives a competitive rate and it's staff are professional and polite when dealing with any enquiries. Reviewed on: 28th February 2025

Having problem with refund a year ago.

Having problem with refund a year ago.Costumer service was excellent,really helpful. Reviewed on: 28th February 2025

Zopa bank it’s very easy and great service

Zopa bank it’s very easy and great service Reviewed on: 28th February 2025

Excellent credit card even for people with poor cred...

Excellent credit card even for people with poor credit score,as they provide the card on analysing people's affordability and their current financial status which can only be done human analysing which is better than a system analysing which does the job as per the software installed. So I am very much pleased with the provider and also with service provided Reviewed on: 28th February 2025

Love the ease at which I was able to apply and how q...

Love the ease at which I was able to apply and how quickly they responded. Reviewed on: 28th February 2025

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