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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43179 reviews)

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4.94

Based on 43,179 reviews, last reviewed 7th Mar 2026

281900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa Bank ahead of otgers Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43179)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fabulous card and so easy to manage

Fabulous card and so easy to manage Reviewed on: 6th March 2026

So easy to apply for great service.

So easy to apply for great service. Reviewed on: 6th March 2026

the application process was simple and straight foward.

the application process was simple and straight foward. I have struggled in some other credit providers to get credit but with Zopa it was easy and satisfying. Reviewed on: 6th March 2026

Zopa has made my life so much easier with the cost o...

Zopa has made my life so much easier with the cost of living as high as it is. Reviewed on: 6th March 2026

Outstanding company

Be nice to be offered a credit limit increase as been a customer for a while now but apart from that I really can’t fault them Reviewed on: 6th March 2026

Excellent service, great easy app xx

Excellent service, great easy app xx Reviewed on: 6th March 2026

Best credit card out there

Always there for you ready to answer your questions. A very good credit card/company. Reviewed on: 6th March 2026

Easy and fast service card easy to use at most...

Easy and fast service card easy to use at most places Reviewed on: 6th March 2026

Fantastic service

Great experience using this company very easy to use and help is always available if neede Reviewed on: 6th March 2026

Zopa dope dope!

Cannot be beaten, full stop! Would definitely recommend to anyone Reviewed on: 6th March 2026

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