Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43323 reviews)

View other Zopa products

4.94

Based on 43,323 reviews, last reviewed 8th Mar 2026

147750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My review 100% amazing and quick service would highly recommend Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43323)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to deal with, very flexible

Easy to deal with, very flexible Reviewed on: 6th March 2026

It’s just easy!

Easy to apply, manage and pay. Can’t ask for more Reviewed on: 6th March 2026

ZOPA for all your needs

Zopa has been excellent with me, I have savings , bank account, credit card and loan with them, so professional, helpful,and friendly, made me feel like family, thank you Zopa, Wayne Griffiths Reviewed on: 6th March 2026

Zopa is an excellent card provider, customer service...

Zopa is an excellent card provider, customer service is very efficient. Reviewed on: 6th March 2026

Helped me get a better credit limit, sensible intere...

Helped me get a better credit limit, sensible interest rates Reviewed on: 6th March 2026

STRESS FREE CARD

Very easy to understand app. Good notifications and payment reminders. It's all very straightforward without any of the complicated jargon you get with some other cards. Reviewed on: 6th March 2026

Very good app to use when don’t receive my salary...

Very good app to use when don’t receive my salary Reviewed on: 6th March 2026

From the very start zopa have been great

From the very start zopa have been great Reviewed on: 6th March 2026

So handy, and easy to control.

So handy, and easy to control..Everything is laid out in an easy to follow way.I would highly recommend. Reviewed on: 6th March 2026

Does what it says on the tin

Found the app very user friendly and easy to obtain and understand. Basically it does what it says on the tin. Excellent service. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 0.00 from 0 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews
Flex Purchase credit card
from Monzo 4.97 from 3054 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5903 reviews
Cash ISA
from Zopa 4.94 from 1524 reviews
Smart Saver
from Zopa 4.94 from 7970 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub