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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent online service, resolved all issue through...

Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar borrowed amount. Best credit card. Reviewed on: 30th March 2026

Transparent lender

They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they are knowledgeable. Reviewed on: 24th March 2026

Top company.

Top company. Excellent firm to deal with. Reviewed on: 24th March 2026

Excellent,quick response,card arrive quick

Excellent,quick response,card arrive quick Reviewed on: 24th March 2026

First class service I would recommend them to all my...

First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Good app, great service.

Good app, great service. Concise and neat Reviewed on: 22nd March 2026

First class

Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account and always let you know when money is mived wgere tio and where from . Reviewed on: 22nd March 2026

Very easy to deal with, very quick service,excellent...

Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Zopa not only loan money but also encourage people t...

Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Explfantastic service

Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

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