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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43386 reviews)

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4.94

Based on 43,386 reviews, last reviewed 9th Mar 2026

150800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Banking made easy. Banking made easy. I am very happy with Zopa loan service. The credit card given to me is value for money Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43386)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really great , fast and no fuff .

Really great , fast and no fuff . What else your you ask for ! Reviewed on: 6th March 2026

Excellent all around.

Excellent all around. Would recommend Reviewed on: 6th March 2026

Great to hav easy to use and manage lovely people to...

Great to hav easy to use and manage lovely people to talk to always willing to help if needed Reviewed on: 6th March 2026

It’s easy to use especially with Apple Pay and the c...

It’s easy to use especially with Apple Pay and the credit limit is good Reviewed on: 6th March 2026

Easy to contac, app is great & easy to use and keep...

Easy to contac, app is great & easy to use and keep up to date with everything. Reviewed on: 6th March 2026

Love the card it’s really good would recommend

Love the card it’s really good good shopping and good payment service Reviewed on: 6th March 2026

Fantastic !

Fantastic ! Very helpful and easy to use the app . Reviewed on: 6th March 2026

Straightforward applications for products.

Straightforward applications for products. Good rates. App is clear, informative and easy to navigate. Reviewed on: 6th March 2026

Clear easy to use app

It’s been easy to manage, the app is very clear and easy to navigate and clear information available for reviewing my balance Reviewed on: 6th March 2026

Happy Customer

Have been truly satisfied with Zopa their customer care is excellent they are very helpful and considerate and would highly recommend - they are there for you when needed Reviewed on: 6th March 2026

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