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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy and simple to use.

Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Always great response .

Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

I'm a new customer of Zopa and haven't had much deal...

I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

I found Zopa a very helpful resource to have easy to...

I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending and payments Reviewed on: 19th March 2026

ZopaCredit

Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

So far so good very helpful in every way

So far so good very helpful in every way Reviewed on: 18th March 2026

They are helpful and good value for money

They are helpful and good value for money Reviewed on: 18th March 2026

I have had mine now 12 months plus and no problems a...

I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Very clear and transparent explanations.

Very clear and transparent explanations. I feel very valued. Reviewed on: 18th March 2026

Great for spending.

Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to others. Reviewed on: 16th March 2026

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