Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43124 reviews)

View other Zopa products

4.94

Based on 43,124 reviews, last reviewed 7th Mar 2026

276600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great company . Great company . I would thoroughly recommend them Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43124)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy times ahead.

Very simple and easy to apply. Extremely helpful and efficient. Such a quick response and a very pleasing outcome. Yeah Reviewed on: 6th March 2026

Alway found them to be extremely good

Alway found them to be extremely good Reviewed on: 6th March 2026

I love the Zopa app,it has everything you need from...

I love the Zopa app,it has everything you need from a lender Reviewed on: 6th March 2026

Just a very simple, efficient provider, absolutely n...

Just a very simple, efficient provider, absolutely no problems at all, a pleasure to deal with Reviewed on: 6th March 2026

Best communication and customer service

I recently had an issue with my credit card on two separate occasions and needed to contact customer service both times. I was really impressed with how quickly I was able to get through to someone each time. The support I received was excellent — the representatives were polite, professional, and very helpful. They took the time to clearly explain everything and made sure I understood what was happening and how the issue would be resolved. The communication throughout was clear and reassuring, which made the whole experience much less stressful. Overall, I’m very pleased with the level of customer service I received and appreciate how efficiently and professionally my concerns were handled. Reviewed on: 6th March 2026

I have a very good experience using Zopa, I cannot f...

I have a very good experience using Zopa, I cannot fault it at all Reviewed on: 6th March 2026

Zopa the life saver

Zopa has been a real life saver for me and the interest rate is superb. Reviewed on: 6th March 2026

Excellent customer service

Had an issue with card going to wrong address (not Zopa's fault) and was sorted immediately. Customer service was quick and easy. Reviewed on: 6th March 2026

Easy to understand app full of detail account

Easy to understand app full of detail for all accounts beneficial in making to right choice Reviewed on: 6th March 2026

Friendly helpful and knowledgeable staff every step...

Friendly helpful and knowledgeable staff every step of the way Reviewed on: 6th March 2026

Alternative products

Premier Credit Card
from HSBC 3.85 from 20 reviews
Credit card
from The Co-operative Bank 2.92 from 35 reviews
Gold Card
from first direct 4.59 from 9 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub